| Housing - Who Pays For Home Care Services? - Public Third Party Payors |
| |
| Generally speaking, there are three methods of payment for home care services: self-pay, public third-party payors, and private third-party payors. Self-pay is the default payment option for home care. Whenever home care services are not paid by other methods, the patient must pay for the services.More... |
| |
| Housing -Home Care Services Overview, Medicare Certification, And Licensure |
| |
| Many different services are provided in the homes of elderly Americans to enable them to live independently as long as possible before entering nursing care. These resources include home health services, hospice care, homemaker services, private staff, therapy companies, and dealers of medical equipment and supplies.More... |
| |
| Cost Sharing |
| |
| Several financial assistance programs exist to help certain individuals obtain Medicare and Medicaid coverage: the Qualified Medicare Beneficiary (QMB) program; the Specified Low Income Medicare Beneficiary (SLMB) program; and the Qualifying Individuals (QI) programs. These programs are available to qualifying individuals who do not meet the income requirements for Medicaid.
More... |
| |
| Guardianship and Voting Rights |
| |
| It is sometimes necessary to place a person under guardianship to protect him or her from his or her own personal and financial decisions. Guardianship is an extreme remedy, however. It is used only when a person cannot, for example, understand the implications of his or her decisions or cannot recognize potentially harmful situations.More... |
| |
| Insurance - Long Term Care - Remedies for Aggrieved Policyholders |
| |
| Sometimes, the holder of a long-term care insurance contract feels that he or she did not get the benefit of his or her bargain with the insurance company. This may result, for example, from provisions that were clearly delineated in the policy, from items that were in the policy but were not well defined, or from the insurance company overstepping its bounds as an insurer. More... |
| |
